Best Prepaid Gift Cards (Visa & MasterCard)

Below you will find our list of the best prepaid gift cards available today.

RANKING	CARD	RATING	CARD FEES	READ REVIEW	VISIT CARD WEBSITE
#1	GET: RushCard Visa	9.2/10	View RushCard Visa Fees	RushCard Review	RushCard Website
#2	GET: AccountNow Visa	8.0/10	View AccountNow Visa Fees	AccounNow Review	AccountNow Website
#3	GET: Vision Visa	7.5/10	View Vision Visa Fees	Vision Review	Vision Website

Why Would You Give One Of The Best Gift Cards As A Present?

Instead of running around all over the place trying to find that something special to buy as a gift, why not we simply give them something that they will love: a Visa or Mastercard Prepaid Gift Card. The biggest advantage of Visa & MC Prepaid Gift Cards is that they can be used almost anywhere in the world, thanks to that litte (Visa or MasterCard) logo that is engraved onto the gift card.

Prepaid Gift Cards VS Gift Certificates

Before we move on it is important to clear out a misconception many people have. Gift cards are not the same as gift certificates. People constantly mistake one for the other, but after reading this article, you will never ever again have this problem. Firstly, gift certificates are old school versions of gift cards. These specify the amount and the person who can use it, which limits the flexibility of the certificate. Moreover, these certificates are also usually specified to a particular store or brand.

No one other than the person whose name is written on the certificate can use it and it is only valid at the specified store, and to add more fuel to the fire, it has an expiration date. On the other hand, the gift card is global and has unlimited flexibility. These best prepaid gift cards have do have a specified amount loaded onto them, but there is no restriction on where it can be used nor is there any specified time period in which you have to use the gift card. There is so much more you can do with the gift cards. Recipients of gift cards can even split of the value of the card in different stores if they please.

Visa & MasterCard Gift Cards Are Replacing Gift Certificates

Now, back to the topic at hand, these Visa & Mastercard Prepaid Gift Cards are starting to replace traditional boxed gifts more and more. However, why limit yourself to only the holiday season, Visa & Master Card Prepaid Gift Cards can be given to anyone, for any occasion. They are completely flexible and can help you out in many complicated situations. Gift cards are easy to get and fun to use. The recipient of the card can use it anywhere he or she pleases to use it, but the added benefit of these Gift Prepaid Debit Cards is that it can be used anywhere Visa or MC is accepted. And if you think about this practically there is no harm in this, it should actually be seen as a good thing.

Prepaid Gift Cards – No More Crappy Gifts!

Everyone, at one point in time or another, has been given something that they have dreaded for the longest of times. People can also hold grudges against others for giving them a gift that they know they would despise. It happens all the time that people are stuck with a gift that they feel like throwing in the face of the person who gave it, but thanks to something called morals and humane acts, people refrain and instantly put on that fake act of appreciation. Instead of having to go through this embarrassing act, why not play it safe and give something that will be remembered, but this time because it was something that was actually useful. Prepaid Gift Cards are the NEW way to go and this is the perfect time to look a little deeper into the gift of the 21st century.

Visa & MasterCard Prepaid Gift Card Features

Firstly, this is a gift card that cannot be reloaded. The value or amount that has initially been loaded onto the card is the total and only amount that can be used to make purchases. Once the funds run out the card is considered to be worthless and can be thrown away. As mentioned earlier, this gift card displays the Visa of Mastercard logo and only a small number of gift cards that have this great feature. The advantage is simple: Millions of places, all over the world to use it. It is simple to use, when making a purchase simply hand the cashier the card and sign the receipt.

There is no PIN with most Prepaid Gift Cards, which is very important to know. The purpose of knowing this is that your transactions with a gift card are not debit transactions, but work like credit transactions (swipe and go). However, you spend prepaid funds you HAVE.. Therefore, when using your best prepaid gift card make sure to always choose the credit option. Every time a transaction is made with a gift card, deduct the total amount that is spent will automatically from the balance amount. However, it is advised that every cardholder keep track of the transactions that they make using a gift card to ensure that to big mistakes are made and that you are aware of the balance amount. The reason for the emphasis of this point is that there is no way to tell the balance amount of the card.

Is A Prepaid Gift Card A Credit Card?

No. It is important to understand that this is not a credit card, thus does not offer any line of credit (and you will not owe anyone money by using it!). You might find this to be an erratic point to make, but you would be surprised as to how badly informed people are about financial products and services and their inability to tell the difference between one product from another. Therefore, to make things completely clear and understandable, it is important to mention such things. Moving along, make sure what is stated on your gift card. There are plenty of Visa & MasterCard Prepaid Debit Cards that will clearly state that they can be only used domestically, which simply means that it is valid only within the United States. However, not to worry because there are more than enough places within the country to make real good use of a prepaid gift card.

The Best Prepaid Gift Cards: Conclusion

There is so much that one can do with this prepaid debit gift card, which is why it is considered the top universal gift around. With a limit that can reach a maximum of $500, you can get everything you want with this card. Therefore, the next time you are out of ideas and options, simply go online and purchase yourself a Visa or MasterCard Prepaid Gift Card.