We’ve reviewed four READY Debit Prepaid Visa Cards: the READY Debit Prepaid Debit Visa (“Platinum” Plan), the READY Debit Prepaid Visa (“Select” Plan), the READY Debit Prepaid Visa Card (“Control” Plan with No Direct Deposit) and finally the READY Debit Visa (“Control” Plan with Direct Deposit)
READY Debit Prepaid Debit Visa (“Platinum” Plan) Review
ReadyDebit Visa Platinum Prepaid Card
Many card companies often claim to offer the best possible deals to customers, but only a few actually do. One such company is known as Ready Financial, which is well-known for its READY Debit Prepaid Debit Visa Card. This company strives to give their customers the best possible deals on all types of banking products. As you are aware, many big banks earn billions every year through charging their customers an assortment of fees, some of which do not make any sense. However, there is really not much a customer can do to eliminate these fees other than completely ending their relationship with the banks. With the READY Debit Platinum Prepaid Debit Visa Card, cardholders now have a way to eliminate all these unnecessary and unwanted banking fees, which will help to save hundreds, if not thousands of dollars each year.
ReadyDebit Visa Platinum Prepaid Card Overview
This READY Debit Platinum Visa Card comes with a premier plan. You can use the card whenever you please, whether you have a direct deposit or not. For those who do not understand what direct deposits are, this is just another name for your checking accounts in which you deposit money. This card can also be used even if you have a direct deposit, but you are advised to double check with the READY Debit control plan first. The owner of this prepaid debit card will never have to worry about paying additional fees for certain deposits in their account, such as tax refunds, paychecks and benefits.
Benefits Of The ReadyDebit Platinum Prepaid Visa
So what are the benefits of this card? Firstly, you can easily pay all your bills online, without any extra charges. You no longer have to pay additional fees to the bank for making the payment for you. Most banks charge a nominal fee every time you deposit or withdraw money from your checking account. You can think of this fee as a price for placing your money into the account. Nonetheless, these nominal fees eventually accumulate into hundreds of dollars, depending on the frequency and amount you deposit. However, with the READY Debit Platinum Visa Card, you can carry out completely free transactions. Another benefit of this card is that you are given access to the more than a million ATMs all over the world, which is a good standby option to have if emergency cash is ever required.
No Overdraft Fees ReadyDebit Visa Platinum Prepaid Card
You will also no longer have to pay overdraft fees. This offer applies for as long as you hold a valid card. Moreover, all those hidden and miscellaneous fees that you are constantly forced to pay when you check the balance of your account or use the card to make purchases are now eliminated. You also get a free credit score assessment. The card also provides free mobile banking and SMS alerts are to let you keep track of your account balance at all times.
ReadyDebit Visa Platinum Prepaid Has No Limits
Most other debit and credit cards set a certain limit that you can spend at one time or in a day. Going over the limit will result in penalties, but with the READY Debit Platinum Prepaid Debit Visa Card you can spend as much as you want, whenever you want, as long as it stays within the credit balance, which is the same as the amount of money you have in your checking account. This gives complete freedom to the cardholders to use the card as they want. There is no need to worry about going the limit because they will not be able to, thanks to the nature of the card. They will also know exactly how much money is left on the card at all times. The account balance can be checked with either an ATM or through mobile banking.
ReadyDebit Visa Platinum Prepaid Card Fees & Pricing
Moreover, this prepaid debit card also enables the credit card holder to write free checks and make online bill payments. The one-time activation fee is only $9.95, which is lower than most competing cards. The monthly fee is $14.95, which is a reasonable amount given the numerous benefits of the card. There are no fees for signature, PIN and ATM transactions or bill payments. There is a limit of $10,000, which can be used in one single payment or spread out in a number of payments. This card also has many convenient top-up options.
Cardholders simply love this debit card because of its functionality, flexibility and the other great benefits. The company behind it has a great rating and a lot of experience in prepaid cards. This is the perfect card for those who will use it frequently as well as find carrying cash nowadays a hassle. This great card stands up well against all the other similar cards in the market. If you are trying to get a hold of a prepaid card, then the READY Debit Platinum Visa card might just be for you.
READY Debit Prepaid Visa (“Select” Plan) Review
ReadyDebit Select Visa Prepaid Card
The READY Debit Prepaid Select Visa Debit Card is another great product that has been brought to you by Ready Financial, which is the same company that has introduced a number of other different and innovative plans that have been widely praised as providing what cardholders want. This company understands that many cardholders are unhappy with the traditional banking industry because of how the latter are charging them dry for each possible service. Banking, which was once considered one of the best things to ever happen, has now turned into a very profitable business at the detriment of their own customers.
ReadyDebit Select Visa Prepaid Card Summary Review
For example, depositing and withdrawing your personal money into your account will cost you a certain percentage fee every time. Hence, Ready Financial has since come up with a variety of options that will bring back the convenience in banking. They strive to help customers minimize their costs, without having to sacrifice any of their banking needs. This is considered one of the greatest innovations in the history of banking.
Benefits Of The ReadyDebit Select Visa Prepaid Card
The READY Debit Select program gives cardholders a chance to enjoy a number of benefits. For example, they will be given access to a countless number of ATMs not just in the country, but all over the world. Cardholders no longer have to worry about running out of money on a local trip or international vacation. There are also no more overdraft fees, simply because there is no need to maintain a minimum balance.
The minimum balance requirement creates many problems for cardholders as a penalty is incurred every time the balance falls below the minimum limit at the end of the month. This restricts people from using their own money, even in times of emergency. People are forced to limit their spending near the end of the month because they do not want to pay the overdraft fee. However, with this debit card, you will not have to worry about this anymore. There are also no additional or hidden costs, which most service providers do not to tell cardholders, until the latter have signed up and received their first statement. READY Debit Select believes in trust and honesty, as well as in building and maintaining a strong relationship with their beloved customers.
The ReadyDebit Select Visa Prepaid Card Comes With A Free Credit Report
When people sign up for this card, they will get a free report of their credit history. Most people never get their credit history rated or scored because it costs money and/or they are scared of facing the truth. However, this can actually be of great use. When you have an updated understanding of how your credit situation is, this can help you decide whether you actually need to take steps in the right direction to make things better. A good credit score is very important because it can help you in obtaining loans, credit cards and mortgage loans.
ReadyDebit Select Visa Prepaid Card Functionality
This debit card also allows cardholders to make unlimited purchases or transactions. Most normal debit cards have limited funds on them or only allow a minimum amount of money to be spent in a single day. But the READY Debit Select will allow you to spend as much as you want, whenever you want. Moreover, there are no fees for check writing and bill payments. There is also an online feature that allows you to carry out the more complicated banking services free. You do not have to worry anymore about wasting your time and money, in terms of travelling time, standing in line, or when you have to pay late fees because you did not pay one of your bills on time.
ReadyDebit Select Visa Prepaid Card Fees & Pricing
One of the card’s most important features is its direct deposit facility which is free. Direct deposit is the feature that allows anyone to deposit money into your debit card account via the Internet without any deductions or fees. This debit card, which does not require a credit check, has a 100% approval rate for all applicants. This means that even if you do have a terrible credit history, you can still qualify for this card.
The maximum balance of this debit card is $10000, which by most standards, is extremely high. Having this amount on your debit card is more than enough to help you meet all of your financial needs. If you use this debit card wisely and control your spending, you might never have to worry about being low on funds again.
The activation fee for this debit card is $9.95, which is also the same amount as the monthly fee. Given the card’s wide range of benefits, this is a real bargain. There are also no fees for signature and PIN transactions, as well as bill payments. Compared to other cards, the fee for each ATM transaction is only $2.25. Therefore, think carefully about this. This card might just be the one for you.
READY Debit Prepaid Visa Card (“Control” Plan with No Direct Deposit) Review
ReadyDebit Control Visa Prepaid Card (without Direct Deposit)
There are two types of READY Debit Prepaid Visa Debit Cards that are on the ‘Control’ plan; one with the free direct deposit facility and the other without the direct deposit. This article will focus mainly on the debit card that does not offer the direct deposit feature. But before we move on, we should first mention a little about the company that has brought this debit card to the market. Ready Financial has been specializing in prepaid debit cards for a number of years and is considered one of the leading service providers in the market.
ReadyDebit Control Prepaid Visa Card (no Direct Deposit) Summary
Employees of this company have been constantly innovating their products to better meet the needs of their present customers. People often do not realize the real benefit of prepaid debit cards until they learn that banks have been earning billions and billions per year by charging account holders for every type of service. Once they realize that they are paying for services that they can actually get for free, do they start to take prepaid debit cards seriously.
Benefits Of ReadyDebit Control Prepaid Visa Card (no Direct Deposit)
This debit card specializes in eliminating all those unnecessary fees that have made personal and consumer banking such a burden. If anyone signs up for the READY Debit Prepaid Visa Debit Card, with the control plan but without direct deposit, he or she will have to pay nothing for online bill payments. This debit card can be used to pay all your bills, be it the electricity, phone, gas, cable, mobile phone, credit card, rent and other types of bills. This will save you a lot of time and money. Time will be saved because you no longer have to waste time travelling to the bank to make the payments, as well as having to wait in line in banks. Money is saved because when you pay through other modes, a transaction fee is charged for the service.
ReadyDebit Control Prepaid Visa Card Bill Payment
Paying your bills online will exempt you from paying any transaction fee and ensure that timely payment is made with no late fees charged. You will also become a member of one of the strongest and most widespread networks in the world of prepaid debit cards. You will be able to access over a one million ATMs all over the world without any sort of problem. This is a major advantage for those people who love or have to travel because when you have this debit card you can use it wherever VISA is accepted. There is no need for to arrange travelers’ checks or carry large amounts of cash.
These debit cards, as mentioned earlier, strive to make life easier for cardholders. Moreover, using these debit cards in other countries will also exempt you from the fees that you are exempted from in your home country. One of the most attractive features of this debit card is the fact that there is no minimum balance requirement. When there is a minimum balance requirement, a bank will also attach overdraft fees to it. These are the fees that will penalize all account holders a certain percentage, which is predetermined by the bank, for not maintaining the minimum required balance. However, since this prepaid debit card does not require the cardholder to maintain a specific limit, there are no overdraft fees.
Furthermore, there is no monthly fee if you sign up for this debit card within the next few days. This is a limited time offer that will expire soon and once it does, the monthly fee will be back at the market rate. The application process is simple and straightforward. You can also get a free credit score rating along the way.
ReadyDebit Control Prepaid Visa Approval Rate, Fees & Pricing
There is a 100% approval rate for this debit card, which means that the bank will not reject any applicants. Everyone who applies for it will be mailed a debit card within a few weeks’ time. The reason is that there is no risk involved with this product and that the applicant’s credit history has no bearing on prepaid debit cards. This debit card has a limit of $10000, which is considered one of the highest maximum limits among other competing prepaid debit cards in the market.
The activation fee for this card is $9.95, which is nothing compared to all the money you will eventually save. As mentioned before, currently there is no monthly fee, but when the offer ends, it will jump to only $3.95, which is much lower than the going market rate. PIN and Signature transactions cost $0.95 per transaction. The fees for ATM withdrawals and balance inquiry are $2.25 and $0.50 per transaction. Hence, if you do need to withdraw money, it is advisable that you take out more money than you need to help limit the total number of ATM transactions. Given the features of this debit card, this is a card worth having.
READY Debit Visa (“Control” Plan with Direct Deposit) Review
ReadyDebit Control Visa Prepaid Card (with Direct Deposit)
READY Debit Visa Prepaid Debit Card (the ‘Control’ version with Direct deposit) is just another one of the many debit cards that has been launched by Ready Financial. This company has always worked extremely hard to bring about the best possible products and services to their beloved customers. Every year, the biggest banks of the country earn billions of dollars every year from their account holders through the different fees and penalties that they charge for seemingly all of their services. If you think about, there is really no more free service with banks anymore. They charge you for withdrawing money, for depositing money and even penalize you for not keeping your funds in the account. This is exactly why the READY Debit Visa Prepaid Debit Card with the ‘Control’ plan is the perfect alternative to all your banking needs that will not only make it easier for you to bank, but also eliminate most of the useless fees.
Benefits & Features ReadyDebit Control Prepaid Visa Card (with Direct Deposit)
There are a plenty of great benefits with this card. Firstly, as soon as you sign up for the READY Debit Visa, you will also have the option of applying for direct deposit. The direct deposit feature is what allows free deposits into your account. This debit card will become your main source of paying for your purchases, which is why you will constantly need to deposit money or top up the card. Moreover, many cardholders also prefer to link this debit card account with their salary account, which means that the salary will be automatically deposited into this debit card account. This makes it easier than having to transfer money from one account to another, and the added benefit is that your employer will not be charged any sort of fee for the transaction.
Activating Your ReadyDebit Control Prepaid Visa Card
When card holders sign up for all of these features under the ‘Control’ plan, they will not only end up paying much lower monthly fees, but also enjoy free online payment of bills and check writing. Cardholders will also have access to over a million ATMs all over the world. Currently, there is no activation fee for this debit card, but this is a limited time offer, after which you will have to pay $9.95 for the activation of this debit card.
As for the range of bills that can be paid with this debit card, there is only one word that can describe it: Limitless. Your utility, credit card, cell phone, school tuition, student loan, mortgages can be paid with this debit card.
There are also no overdraft fees. Overdraft fees are the penalties that are imposed on cardholders when the balance of their account falls below a limit specified by the bank. However, since this debit card does not require the card holder to maintain a specific minimum limit, this fee is not applicable. You will also be eligible to get a free credit score, which simply means that you will have a complete report of your credit history paid for by the service provider. Most people do not pay attention to their credit scores because they just do not know how important they can be towards getting a loan or a credit card
Limits Of This ReadyDebit Control Prepaid Visa
Other than the fact that everyone who applies for this debit card will get it, the card limit is something that really attracts many people. Most prepaid debit cards max out at around $2500 and some have a maximum limit of $5000, which is considered a stretch. However, the READY Debit Visa Prepaid Debit Card has a maximum limit of $10000, which is more than what most people can get on credit cards, but that is a discussion for another day. Being allowed to maintain a maximum balance of $10000 on your debit card is a major luxury to have. This will save you a lot of time and money down the line. The frequency of having to top up your card will be drastically reduced. You will also be able to make expensive purchases with this debit card, which is something that cannot be said about a majority of debit cards, and credit cards.
Moreover, cardholders can also top up the entire maximum amount in their cards at one time. Moreover, the added benefit of not having to carry cash all the time, especially at times when you plan to make large purchases, is always considered a major advantage.
ReadyDebit Control Prepaid Visa Card (with Direct Deposit) Fees & Pricing
As mentioned earlier, cardholders have unlimited access to ATMs, but they should also know that every time they withdraw money they will have to pay $2.25, and every time they check the balance of their card, it will deduct $0.50 per transaction. Signature and PIN transactions will also cost the cardholder $0.95 per transaction, but there is a possibility that this fee is waived under certain circumstances. This is really a great card to have for dealing with your everyday expenses.
How people found this page:
- readydebit
- ready debit
- readydebit reviews
- visa platinum
- visa platinum card
- images of platinum visa card
- prepaid cards
- readydebit card
- readydebit card reviews
- card ready debit
Comments on this entry are closed.