RushCard Prepaid Visa Card Reviews

RushCard has earned my #1 recommendation as the Best Prepaid Card Company. RushCard offers 3 main cards: RushCard Black Visa (BY FAR THE BEST CARD), the RushCard Black Or Purple Diamond Visa and the RushCard Baby Phat Visa.

Here are our RushCard Prepaid Visa Card Reviews!

RushCard Plus Prepaid Visa Card Review

The RushCard Prepaid Visa Debit Card might seem as if it is just another addition to an already endless list of prepaid debit cards, which is exactly why a review of this debit card is so extremely important. This card was scored the #1 BEST PREPAID DEBIT CARD of 2011.

RushCard Plus Visa Card Features

First, the RushCard prepaid debit card enables cardholders to use this plastic card, instead of cash, to make all sorts of purchases. It is important that you do not associate this prepaid debit card with credit cards, even though there are plenty of similarities. However, one of the major differences between a prepaid debit card and a credit card is that fact that with a debit card you will only be able to spend a total amount that equals the balance on the card.

This simply means that a cardholder will only be able to spend an amount that is equal to the remaining balance of the debit card. Credits cards allow the cardholder to spend as much as he or she wants, but within the card limit. This purchase made through credit cards are then paid off at a later late. You can refer using credit cards as short-term loans that has to be paid back to the service provider. Moreover, credit cards drastically increase the chance of you spending more than you can actually afford, which is why people who are overly reliant on credit cards have a hard time in maintaining a healthy financial situation, and in turn their personal credit history. However, none of these problems is present in the RushCard Plus Prepaid Visa Debit Card.

RushCard Plus Visa Card: An Alternative To Banks

This debit card is a very efficient alternative to normal banking, credit cards and even carrying cash. There are a number of great features associated with this debit card that are more than enough to meet all of your normal banking requirements. The problems with credit cards has been explained earlier in the article and carrying cash around adds a lot more risk and is a lot harder to keep track of and manage. There are millions of people out there who are still heavily reliant on cash, and it is important to ask these people about their tendencies of not being able to keep track of their expenses, as well as spending money that you really didn’t have to.

Even though there are actually a group of different RushCards available in the market (as described below) that have more features and lowers fees, it is still considered that this is the best prepaid debit card RushCard has ever released. The greatness of this card is determined by the popularity of the “Pay As You Go” plan that it follows, which in short helps to cut down costs, but we will get to this feature a little later on in the article.

RushCard Plus Visa Card Online Services

This debit card is the new way to manage your finances. It keeps everything organized and the reach of your fingertips, through its extensive online internet services. This debit card gives everyone a great option to make sure that they are on the right spending track. As you might have understood, this debit card is open to everyone in the public. Everyone is eligible to apply for it, and in turn obtain it, because there are not any restrictions, such as those present with applying for a credit card.

Applying For The RushCard Plus Visa

There are no long and never-ending processing procedures because banks do not have to take part in a credit history check. Debit cards, as mentioned above, operate differently and therefore are prone to being approved very easily. There is no risk for the service provider because the cardholder is using his or her own money and not anyone else. Moreover, there are also no application or activation fees associated with this debit card as an added benefit. The officials behind this debit card want to bring people closer, rather than running them off with high fees and costs for every available service, which is why they are offering so many great deals that will relieve some of the financial stress.

Free Direct Deposit With The RushCard Plus Visa Card

Another completely free feature is that of direct deposit. Direct deposit is considered a very broad topic; however, to keep people from complicated explanations, all they need to know is that, without this feature you or any one you know will not be able to deposit money onto the debit card. In addition to being able to have funds deposited onto your debit card by whomever you prefer, these transactions are always completely free.

RushCard Plus Visa Card Fee Pricing, Plans & Additional Benefits

One of the few cards that allow cardholders to change plans in between, without having to re-apply for a new card. The standard plan followed on this debit card is that of “Pay As You Go”, which signifies that you will only pay for services that you use, rather than having to pay a fixed amount on all the services, regardless of whether or not you actually use them. This is one of the most annoying parts of financial institutions, which is being stuck in having to pay additional costs for services that you have either never heard about or even used.

Moving along, all applicants of these debit cards will also get a free discount card for prescription drugs and other medicines. Cardholders can also use this debit card to help make paying bills a lot easier. All of your different types of bills can be paid off by this debit card, which in itself a sign of trust and reliance. You can even write checks for extremely large amounts through the internet and never having to leave your home to carry out these minute and annoying tasks.

As for the financial aspect of this debit card, there are no activation fees, as mentioned earlier. The monthly fee is also completely eliminated. PIN transactions and signature transactions, both which are rarely used, will cost about $1 per transaction every time you use it. This is one of the debit cards that actually offer this feature. The card limit is a substantial $9,999 and using the ATM for withdrawals and inquiries about the balance do not have fixed costs, but the great part about this debit card is that you will not have to pay a penny, if you do not use it.

RushCard Diamond Visa Card Review (Black & Purple)

 

 

 

 

 

 

The Diamond Plus Visa RushCard, which is just one of the many successful debit cards that have been released by the RushCard brand. This debit card, like most debit cards, will enable the cardholder to spend only the amount that is present on their debit card. There are a number of great benefits of debit cards, especially when they are compared to other similar methods of payments.

RushCard Diamond Visa Card: Spending Control Re-Defined

Firstly, a debit card has a limit that is specified by the amount of money that is deposited by the cardholder, therefore, the cardholder is always aware of approximately how much money is left on the debit card. This helps the cardholder control his or her expenses because when they know there is only $100 left to spend and there are still 10 days left until the next pay, the cardholder will control and change his spending patterns for the next ten days. It is a great way for cardholders to learn money management skills and to keep themselves from throwing their finances all out of loop.

Moreover, debit cards are considered exact opposites of credit cards, with a bunch of similar functions. But it is because of the differences that causes people to drown themselves in a bunch of unwanted debt, something that the debit card will never ever be able to do. Credit cards give money to people to spend without putting any sort of restriction on how to spend it because all they care about is earning a profit, which is exactly what happens in the end through interest charges. However, with a debit card, you also do not have to worry about this.

RushCard Diamond Visa Card Overview

This debit cards doesn’t have any sort of minimum amount that has to be maintained at all times, which is why there are no overdraft fees, which is a penalty imposed on the account or card holder for either overspending or completely cleaning out their account or balance on the card. However, cardholders never have to worry about such things with the Diamond Plus Visa RushCard. Lastly, debit cards now have most, if not all of the same functionalities of credit cards. For example, over the last decade more and more people have been signing up for credit cards for the simple reason of wanting to shop online. Debit cards were never accepted for online purchases and most ordinary debit cards still do not offer the option of purchasing online goods. However, all the most prepaid debit cards openly allow cardholders to use their debit card to buy anything, from anywhere in the world.

RushCard Diamond Visa Card: Full Power Of The Visa Network

This takes me to the point of the network strength that you will be able to enjoy. Visa is one of the strongest, if not the strongest service providers in the world and the option of using this service is something that you will undoubtedly enjoy. One of the greatest parts of this debit card is the fact that there is 100% approval. This simply means that everyone that comes to sign up for this debit card can do so. Not only can they sign up for the debit card, they are also eligible for using it.

How To Apply For The RushCard Diamond Visa Card

There is no complicated and tough application processes associated with the Diamond Plus Visa RushCard. Service providers do not have to take part in lengthy and frustrating credit checks to insure that there is not risk associated with the cardholder because if you think about it, there is no risk on the behalf of the service provider because it is not as they are lending you money to spend it. Moving along, this debit card also offers direct deposits for no charge, as well as completely frees activation fees.

RushCard Diamond Visa Card: Pricing, Plans & Additional Benefits

This is one of the only card on the market that lets the cardholder change the plan that they are following. A number of different plans you can choose from, such as the “pay as you go” or the “pay monthly” option. These are the two main plans that cardholders opt for. The “pay as you go” plan simply refers to the plan that allows the cardholder to pay for a particular feature only when they use it, instead of charging a fixed amount for all the features and services that are provided by the debit, regardless of whether or not all of them are even used. A great way to save some money you can in turn use to shop more.

The second option, “pay as you go”, is the one that most frequent users of the debit card opt for. The “pay monthly” debit charges the cardholder a fixed amount for a particular service, regardless of how many times they use them. If you are someone that uses a debit card on a daily basis, than the second plan is perfect for you because it will save you from paying a lot of money in terms of fees and penalties.

The activation fee for the Diamond Plus Visa RushCard is only $3, but the monthly fee is a little higher, standing at $9.95. These are two types of fees every cardholder will have to pay, regardless of the plan they have. If any cardholder wants to use the PIN transaction service, they will have to pay $1 every time. However, if they want to use the ATM for either withdrawals or balance inquiry, then they will have to pay $2.50 and $0.50, respectively.

Moreover, every time the debit card is used to pay any of your bills will deduct $1 from your account. However, the ATM charges are only levied after the first two transactions are completely, which are completely free of cost. Another great feature of this card that many people overlook is the fact that you can transfer money onto it from other cards. This great debit card covers most all of the major aspects of a debit card and something that all potential debit cardholders need to consider.

Baby Phat Prepaid Visa RushCard

Are you amongst those who love to be unique and fashionable? Are you precise about everything you carry? If so, then when it comes to selecting a prepaid card for you, it should be no other than the Baby Phat Prepaid Visa RushCard. Before the analysis of this card, let us understand the difference between prepaid and credit cards. The main difference between a prepaid and credit card is that, prepaid cards allow you to buy and pay at the same time, while with a credit card you buy first and then pay. Therefore, most credit cards come with a number of fees and hidden cost attached, in order to receive the real up to date value of money.

Baby Phat Prepaid Visa RushCard: Unlike Any Other Prepaid Card!

Baby Phat Prepaid Visa RushCard is not like your other prepaid cards in terms of outlook and features/ characteristics. This prepaid card is not black, grey nor silver; it comes in an adorable baby pink that is designed to complement every look or style of yours. The Baby Phat Prepaid Visa RushCard is famous for its unique appearance all over the world. This prepaid card is issued by the Bancorp Bank and has a $9999 limit. Apart from its exciting look, the Baby Phat Prepaid Visa RushCard comes along with many great characteristics. Let us have a look at some of them.

Baby Phat Prepaid Visa RushCard Features

Like all other prepaid cards, the Baby Phat Prepaid Visa RushCard only allows you to spend the amount that you deposit. This card is a great substitute for the credit cards, as it only allows you to spend the amount that you have in your account. With such a card, you will never need to worry about overspending and drowning in debt. In addition, with this prepaid card, only $19.95 has to be paid initially and then you will never have to worry about other charges such as; activation fee, customer service or monthly/annual charges. With this particular prepaid card, you are charged for only the services that you use. No unstated or hidden costs/fees will ever appear. Another impressive characteristic of this prepaid card is that anyone and everyone can attain one. Yes, this prepaid card will require no background checking of your previous credit history and income. For this card, all you need is an account, money and with a simple application, the Baby Phat Prepaid Visa RushCard will be yours.

Deposit Are Free With The Baby Phat Prepaid Visa RushCard

The Baby Phat Prepaid Visa RushCard also allows you to deposit money in your accounts, without any charges. Therefore, whether you have a paycheck or a simple deposit, the exact amount will be transferred to your account. Along with easy transfer, this prepaid card can be utilized in all stores/institutes that accept Visa cards. Thus with the Baby Phat Prepaid Visa RushCard, spending and saving is possible. The Baby Phat Prepaid Visa RushCard also allows you to transfer funds from one card to another. With this prepaid card, you will also be able to pay off your utility bills. With the Baby Phat Prepaid Visa RushCard, you will also be able to change your fee plan whenever you like. Thus, with this card you will have no boundaries or restriction, your money will be managed the way you want it to be. Along with such characteristics, the Baby Phat Prepaid Visa RushCard comes with a free prescription discount as well. This discount card enables you to save money on pricy medicines.

Baby Phat Prepaid Visa RushCard

So far, the prepaid card has received a very good rating. Which means, that people who have used the card have appreciated its characteristics in terms of its cost, usage and services. The above characteristics and features certainly make a strong case for the Baby Phat Prepaid Visa RushCard. The above characteristics ensure quality, convenience, safety, saving and rapid service to you. Even with all the great characteristics, you will need to be cautious about a few aspects when using the Baby Phat Prepaid Visa RushCard.

Firstly, debit cards do not have provide frequent updates regarding your transactions or statements, therefore make sure you monitor all your bank statements to ensure no extra charges are being made. If any suspicious transactions/fees are being deducted, you must contact the financial institution immediately. In such cases, it is wise to keep all the amount of detail possible, as it will help the institute recover or explain the deductions to you. Secondly, in case your prepaid card gets lost/stolen, you must act immediately and inform the issuer. The issuers will then cancel authorization to the prepaid card only, not the account. By reporting the lost/stolen card, account activity will be frozen until a new card is not issued.

Therefore, it can be said that the Baby Phat Prepaid Visa RushCard is all about you, your money and safety. This prepaid card is ideal for all those who want to control spending and debt. All the above characteristics and regulations are aimed to provide you with benefits. This prepaid card will make all your financial worries vanish. The Baby Phat Prepaid Visa RushCard is considered popular for all the above listed reasons. Therefore, start applying for your very own stylish prepaid card today. With this prepaid card, you will look and feel different.

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